My Strategy

  1. Start budgeting beginning my first paycheck out of college.
  2. Avoid lifestyle creep aka the more I make the more I spend.
  3. Stay aware of where my money is going.
  4. Track spending and reconcile every payday to ensure I’m accurate.
  5. Invest in retirement.
  6. Invest in my brain.
  7. Have fun.


Below details how I allocate paycheck spend:

3/5/2020

What changed: Promotion

7/30/2019

What changed: Increase in car insurance, increase in cell phone bill

6/27/2019

What changed: I bought a car

3/21/2019

What changed: See post 79th Paycheck

3/13/2019

What changed: Salary increase, add 401k contribution, add auto insurance, entertainment increase, increased rent, increase Roth contribution

05/03/2018

What changed: Rent increase, entertainment increase, avg. paycheck correction

04/05/2018

What changed: Add cell phone, savings increase

06/05/17

What changed: Entertainment increase, savings increase

03/08/16